Effective May 14, 2018, the College Access Loan (CAL) will carry a fixed interest rate of 5.30 percent. We recommend submitting your application on or after May 14, 2018 to ensure you receive the lower interest rate.
THECB Student Loans
Since 1965, Texas Higher Education Coordinating Board (THECB) has provided low-interest loans for students who are Texas residents and are eligible to pay in-state tuition. Because THECB does not sell its loans, all loans are serviced at THECB until they are paid in full.
THECB offers the College Access Loan (CAL), Texas Armed Services Scholarship Program (TASSP), and the Texas B-On-Time (BOT) loan program. The following links provide more details on these programs.