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The Texas Higher Education Coordinating Board has announced a new interest rate for the state-sponsored Hinson-Hazlewood College Access Loan (CAL) Program. Effective April 25, 2017, College Access Loans carry a fixed interest rate of 6.60 percent and require a minimum Experian VantageScore of 650 for credit approval. An origination fee will no longer be assessed for all approved CAL borrowers. Borrowers who start the CAL application process on or after April 25, 2017 are subject to this credit requirement and interest rate. Credit eligibility and interest rate changes are driven by the interest rate of the latest bond sale and the overall restrictions on bond funding for the CAL program.

Effective April 10, 2017, all borrowers will be required to create a new online account in order to apply for a loan or to view their online loan account information. Cosigners may now create their personal online loan account.

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Please note that incomplete loan applications remaining in our system for more than 45 days will be deleted.