Welcome to the Texas Higher Education Coordinating Board (THECB) student loan programs. Since 1965, the Hinson-Hazlewood College Student Loan Program has provided low-interest loans for students who are Texas residents and/or are eligible to pay in-state tuition. Because THECB does not sell its loans, all loans are serviced at THECB until they are paid in full.

Three loan programs are under the Hinson-Hazlewood umbrella: the College Access Loan (CAL) Program, the Health Education Loan Program (HELP), and the Federal Family Education Loan Program (FFELP – Subsidized and Unsubsidized Stafford loans). The following links provide more details on these programs - you may also wish to access important information about loans for the remainder of the 2007-2008 academic year.

• Loan Comparison Chart
• College Access Loan Program (CAL)
• Health Education Loan Program (HELP)
• Federal Family Education Loan Program: Subsidized Stafford Loan
• Federal Family Education Loan Program: Unsubsidized Stafford Loan

The Texas B-On-Time Loan is a zero-interest loan that is forgiven if recipients graduate “on time” with a 3.0 or higher GPA. The availability of BOT loans is dependent upon funding authorized by the Texas Legislature. For the 2007-2008 academic year loans are awarded only to students who have received BOT loans in the past. For more information: Texas B-on-Time Student Loan Program