Welcome to the Texas Higher Education Coordinating Board (THECB) student loan programs. Since 1965, THECB has provided low-interest loans for students who are Texas residents and/or are eligible to pay in-state tuition. Because THECB does not sell its loans, all loans are serviced at THECB until they are paid in full.

For the upcoming 2011-2012 academic period, the THECB will offer the College Access Loan (CAL) Program, the B-On-Time (BOT) Loan Program, and the Texas Armed Services Scholarship (ASP) Program. The following links provide more details on these programs - you may also wish to access information about current available loan funds for the 2011-2012 academic year.

• Loan Comparison Chart
• College Access Loan Program (CAL)
• Texas Armed Services Scholarship Program (TASSP) 
• Texas B-On-Time Loan (BOT)