Texas Higher Education Coordinating Board
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Welcome to the Texas Higher Education Coordinating Board (THECB) student loan programs. Since 1965, THECB has provided low-interest loans for students who are Texas residents and/or are eligible to pay in-state tuition. Because THECB does not sell its loans, all loans are serviced at THECB until they are paid in full.

For the upcoming 2011-2012 academic period, the THECB will offer the College Access Loan (CAL) Program, the B-On-Time (BOT) Loan Program, and the Texas Armed Services Scholarship (ASP) Program. The following links provide more details on these programs - you may also wish to access information about current available loan funds for the 2011-2012 academic year.


College for all Texans


A person submitting misleading or fraudulent information to the Texas Higher Education Coordinating Board in an attempt to obtain financial aid is subject to criminal prosecution. Please contact the State Auditor's Fraud Hotline to report suspected fraud.



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1200 E. Anderson Lane, Austin, TX 78752 - P.O. Box 12788, Austin, TX 78711-2788
800-242-3062 (outside Austin only) | (512) 427-6340 (Austin area)
©2012 THECB