Welcome to the Texas Higher Education Coordinating Board (THECB) student loan programs. Since 1965, THECB has provided low-interest loans for students who are Texas residents and/or are eligible to pay in-state tuition. Because THECB does not sell its loans, all loans are serviced at THECB until they are paid in full.

For the upcoming 2011-2012 academic period, the THECB will offer the College Access Loan (CAL) Program, the B-On-Time (BOT) Loan Program, and the Texas Armed Services Scholarship (ASP) Program. The following links provide more details on these programs - you may also wish to access information about current available loan funds for the 2011-2012 academic year.

• Loan Comparison Chart
• College Access Loan Program (CAL)
• Texas Armed Services Scholarship Program (TASSP) 
• Texas B-On-Time Loan (BOT)
  • Texas B-On-Time Loan Funds Availability for the 2012 - 2013 Academic Year. 
  • Funds for completed and approved loans will not be available for disbursement until mid-September 2012. After your institution verifies your eligibility to us and you submit the online application and all required documents, you will see a status message indicating "Funds currently not available, contact your school for options". The message will continue to be displayed until funds become available. There is no need to contact your institution.
  • Funds will be delivered to your institution towards the end of September 2012, or later depending on when you accepted your loan terms as required by federal regulations.