Income-Based Repayment
Income-Based Repayment (IBR) is a student loan repayment plan available for Federal Family Education Loan Program (FFELP) and Federal Direct Loan Program (FDLP) borrowers. Unlike other repayment plans, IBR establishes a monthly payment that looks at your unique situation by considering your income, family size, and federal student loan debt. For additional information, please visit the Federal Student Loan Servicing website.
The following are not eligible for IBR:
- College Access Loan (CAL)
- Future Occupations and Reskilling Workforce Advancement to Reach Demand (FORWARD) Loan
- Health Education Assistance Loan (HEAL)
- Health Education Loan Program (HELP)
- Texas Armed Services Scholarship Program (TASSP)
- Texas B-On-Time (BOT)
- Teach for Texas (TFT) Conditional Grant.