Texas B-On-Time (BOT) Loan Program

The Texas B-On-Time Loan program is a zero-interest loan. Only renewal awards are available. The institution's financial aid office will determine renewal eligibility. Students eligible for a renewal award can complete an application and promissory note at Loans Online.

Renewal Eligibility Requirements

To maintain eligibility for future disbursements, the student must

Annual Loan Amounts for 2019-2020

Forgiveness Requirements

Forgiveness may be granted if the student receives an undergraduate degree or certificate from an eligible, Texas institution and the student meets certain requirements:


Forgiven B-On-Time loans must be reported to the IRS as taxable income.

Where Can I Get More Information?

For more information, review Coordinating Board Rules, Chapter 22, Subchapter Q, or contact our Borrower Services Department at:

Toll Free: 800-242-3062
Email: Borrower Services