Income-Based Repayment

Income-Based Repayment (IBR) is a student loan repayment plan available for Federal Family Education Loan Program (FFELP) and Federal Direct Loan Program (FDLP) borrowers.  Unlike other repayment plans, IBR establishes a monthly payment that looks at your unique situation by considering your income, family size, and federal student loan debt.  For additional information, please visit TG.

• The following are not eligible for IBR: College Access Loan (CAL), Health Education Assistance Loan (HEAL), Health Education Loan Program (HELP), Texas Armed Services Scholarship Program (TASSP), Texas B-On-Time (BOT), and Teach for Texas (TFT) Conditional Grant.